Blog Posts
Why Now Is the Time to Build Your Emergency Plan
If there was ever a moment to step back, breathe, and take a good look at your financial foundation, it’s now.
Many families today feel stretched thin, even the ones who make good money. And if you’ve been feeling stress, uncertainty, or even shame around your finances, let me say this clearly:
You are not alone. You are not failing. And you are not broken…read more
The Plain, Ugly Truth About Finances
Let’s be honest. The truth about money isn’t pretty. It’s not inspiring. It’s not glamorous. It’s ugly. Most people are living in a financial illusion—a system designed to keep them comfortable, compliant, and broke.
You probably won’t like what I’m about to tell you. In fact… read more
Men: Let’s Get Out of Our Own Way
As men, we carry a lot on our shoulders. We’re expected to provide, protect, lead, and look like we have it all figured out. Sound familiar? Somewhere along the way, though, many of us find ourselves stuck. We want more out of life, but we’re not actually moving toward it… read more
Life After Corporate: From Fear to Freedom
The truth is, I wanted out long before it actually happened. For the last five years of my corporate job, I was grinding it out. The work was steady, the paycheck came every two weeks, and by all accounts, I should have felt secure. But inside, I didn’t… read more
I Know What the Math Says… But I Paid Off My Mortgage Anyway
Because sometimes peace of mind matters more than spreadsheets
Let’s get this out of the way: I know what the math says. I’ve seen the financial gurus with their colorful charts, neat spreadsheets, and maybe a double shot of espresso, explaining how I could’ve “outperformed” my mortgage rate by investing the money instead… read more
What it Really Means to be a Coach
Coaching isn’t just about the game. It’s about belief, growth, and legacy.
For me, that started early—really early. My dad was my soccer coach from the time I could walk until I graduated high school. Week after week, season after season, he was there. Teaching. Guiding. Correcting. Believing…. read more
Sweetie Pie: A Story of Trust and Transformation
We all carry a story—of where we started, the people who’ve walked with us, and the moments that shaped us. Some of the most powerful lessons in life don’t come from textbooks or boardrooms, but from real life—right in our own backyard… read more
The Best Gift You’ll Ever Give Your Family
(Spoiler: It’s Not a Cruise or an Espresso Machine)
In this heartfelt and witty blog, TJ Recinella shares the powerful lesson he learned after experiencing the sudden loss of loved ones: the most meaningful gift you can give your family isn’t material—it’s being prepared for the inevitable… read more
Time and Money: The Two Resources We Wrestle With Most
Introduction
Time and money—two resources we constantly wrestle with in life. We often wish we had more of both. While money can be earned, managed, and even lost, time is different—it’s a non-renewable resource… read more
You Think You’re Doing Fine—Until You Realize You’re Not
This blog shares a personal journey from thinking you’re financially secure to realizing the dangers of conventional money habits. After a tragic loss exposed serious gaps—like lacking a will, life insurance, and a proper emergency fund… read more
Why You Shouldn’t Wait to Start a Budget When Transitioning to a New Job
Starting a new job is an exciting milestone—new opportunities, new challenges, and hopefully, a higher paycheck. However, a job transition also brings financial changes, including a new salary, benefits, and potential lifestyle adjustments… read more
About the Author
TJ Recinella (Owner/ Founder of TJR Financial Coaching)
TJ helps couples who earn good money but feel like they have nothing to show for it. They’re unsure about their financial situation and frustrated that they aren’t where they should be. He provides a path to help them get unstuck, gain confidence, and change the financial future of their families.