You Might Be Wondering

What is a financial wellness program?

A financial wellness program helps employees gain clarity, reduce financial stress, and improve money habits so they can focus more at work and at home.

This coaching focuses on:

• Budgeting and saving
• Reducing financial stress
• Improving spending habits
• Building emergency savings
• Creating financial confidence

The goal is simple: less stress, more focus, better lives.

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Why offer financial wellness to employees?

Financial stress impacts everything.
Employees dealing with money stress often experience:

• Lower productivity
• Distraction at work
• Increased absenteeism
• Higher turnover
• Burnout
• Relationship stress

When employees gain financial clarity, they:

• Focus better
• Feel more confident
• Reduce stress
• Improve decision-making
• Show up more engaged

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What makes this program different?

This is behavior-based coaching, not just education.

Many financial wellness programs only teach information.
This program focuses on changing habits and creating real progress.

Employees receive:

• Simple tools
• Guided coaching
• Accountability
• Action steps
• Real behavior change

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What employees benefit most?

This program helps employees who:

• Live paycheck to paycheck
• Feel stressed about money
• Struggle to save
• Have debt
• Feel overwhelmed financially
• Want to improve but don’t know where to start

This applies to employees at all income levels.

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How is the program delivered?

This program is delivered through a combination of 1-on-1 coaching sessions and virtual or in-person Lunch & Learn workshops, giving employees both education and personalized guidance.

1-on-1 Coaching Framework

Our 1-on-1 session coaching experience is focused on budgeting, spending habits, and freeing up money. Employees meet privately for structured coaching focused on their personal financial situation

It specifically:

• Uses three guided coaching sessions
• Focuses on day-to-day spending habits
• Helps clients see where money is going
• Builds healthy financial behaviors
• Creates more breathing room for living, saving, and investing

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Session 1

Gain Clarity & Build a Spending Plan

We start by helping clients understand their current situation.

What we do:

• Build a simple spending plan
• Identify saving gaps
• Money habit reflection
• Identify behavior changes
• Set first action steps

Client Outcome:
Clarity, awareness, immediate control

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Lunch & Learn Workshops

Short, engaging group sessions designed to introduce key financial wellness topics.

These sessions:

• Are typically 30–45 minutes
• 4, 6, and 12 Lunch & Learn packages available.
• Delivered in-person or virtually
• Focus on practical, relatable topics
• Encourage participation and questions
• Provide immediate takeaways

Example topics:

• Where does my money go?
• How to stop living paycheck to paycheck
• Building an emergency fund
• Reducing financial stress
• Spending habits that keep you stuck
• The 15-minute spending plan

Lunch & Learns create awareness.
1-on-1 coaching creates transformation.

Together, they form a simple and effective financial wellness program.

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Frequently Asked Questions

How much time does this require from employees?

Each session is approximately 45-60 minutes.

The entire program is designed to be:
• Simple
• Efficient
• Practical
• Action-Oriented

Employees can complete this part of the program in about 3 to 4 weeks.

Will employees feel judged about their finances?

No. This is a judgement free environment.

The goal is to:
• Support employees
• Provide clarity
• Reduce stress
• Encourage progress
• Build confidence

This coaching meets people where they are.

What results can employees expect?

Employees often:
• Reduce financial stress
• Improve focus at work
• Increase savings
• Reduce debt
• Feel more confident
• Improve overall well-being

This leads to:
• Better engagement
• Higher productivity
• Improved moral
• Reduce turnover
• Stronger workplace culture

Is this only for employees in financial trouble?

No.

This program helps:

• Employees trying to save
• Employees planning for goals
• Employees managing debt
• Employees wanting clarity
• Employees seeking better habits

Financial wellness benefits everyone.

Will my employer find out about my finances?

No. Your financial information is completely confidential.

One-on-one coaching sessions are private and are never shared with your employer. The purpose of this program is to support employees, not to report personal financial details.

Employers may receive:

• Overall participation numbers
• General program feedback
• Anonymous trends (example: “employees want help with budgeting”)

Employers will NOT receive:

• Individual financial details
• Income information
• Debt balances
• Spending habits
• Personal financial situations

This allows employees to feel comfortable being honest, asking questions, and getting the help they need.

How it Works

Step 1
Employer introduces coaching to staff

Step 2
Employees sign up and complete:
– 3 coaching sessions
– Lunch & Learns- (Coordinated with employer)

Step 3
Employees return to work with:
• Reduce financial stress
• Improve focus
• Increase savings
• Reduce debt
• Feel more confident
• Improve overall well-being

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